{"id":7101,"date":"2023-01-30T09:00:55","date_gmt":"2023-01-30T15:00:55","guid":{"rendered":"https:\/\/www.aipflorida.com\/?p=7101"},"modified":"2023-01-30T10:45:52","modified_gmt":"2023-01-30T16:45:52","slug":"what-to-do-after-a-car-accident","status":"publish","type":"post","link":"https:\/\/www.aipflorida.com\/es\/blog\/what-to-do-after-a-car-accident\/","title":{"rendered":"What to Do After a Car Accident"},"content":{"rendered":"<div class=\"FTDQoV\"><strong><span class=\"_23_GlS _3ZRnke _2McN3Z _2GMChG _34qbNm\" data-currency=\"Text\">Check for injuries and get somewhere safe before you start collecting information for your insurer.<\/span><\/strong><\/div>\n<div><\/div>\n<div>STEPS<\/div>\n<div>\n<div class=\"OE0NEO fyWLSM _1hOZ19\">\n<ul class=\"_36DiN0\">\n<li class=\"OE0NEO fyWLSM\"><a class=\"OE0NEO fyWLSM _2vFBK3 _2xOcAK ZLPkyE _2A_dUW uiIkzj _32wcXa _3Kz_Cn _1eRqG6 _2m2K-o\" role=\"link\" href=\"https:\/\/www.nerdwallet.com\/article\/insurance\/what-to-do-after-a-car-accident#1.-check-for-injuries-and-move-to-a-safe-area\"><span class=\"_2PqyRV _3Rmqs8 _2GMChG ZLPkyE\"><span class=\"_3Rmqs8 _2GMChG _3-to_p\">1. Check for injuries and move to a safe area<\/span><\/span><\/a><\/li>\n<li class=\"OE0NEO fyWLSM\"><a class=\"OE0NEO fyWLSM _2vFBK3 _2xOcAK ZLPkyE _2A_dUW uiIkzj _32wcXa _3Y_A7d _2m2K-o\" role=\"link\" href=\"https:\/\/www.nerdwallet.com\/article\/insurance\/what-to-do-after-a-car-accident#2.-exchange-information\"><span class=\"_2PqyRV _2McN3Z _2GMChG ZLPkyE\"><span class=\"_2McN3Z _2GMChG _3-to_p\">2. Exchange information<\/span><\/span><\/a><\/li>\n<li class=\"OE0NEO fyWLSM\"><a class=\"OE0NEO fyWLSM _2vFBK3 _2xOcAK ZLPkyE _2A_dUW uiIkzj _32wcXa _3Y_A7d _2m2K-o\" role=\"link\" href=\"https:\/\/www.nerdwallet.com\/article\/insurance\/what-to-do-after-a-car-accident#3.-document-the-crash\"><span class=\"_2PqyRV _2McN3Z _2GMChG ZLPkyE\"><span class=\"_2McN3Z _2GMChG _3-to_p\">3. Document the crash<\/span><\/span><\/a><\/li>\n<li class=\"OE0NEO fyWLSM\"><a class=\"OE0NEO fyWLSM _2vFBK3 _2xOcAK ZLPkyE _2A_dUW uiIkzj _32wcXa _3Y_A7d _2m2K-o\" role=\"link\" href=\"https:\/\/www.nerdwallet.com\/article\/insurance\/what-to-do-after-a-car-accident#4.-decide-whether-to-file-a-claim\"><span class=\"_2PqyRV _2McN3Z _2GMChG ZLPkyE\"><span class=\"_2McN3Z _2GMChG _3-to_p\">4. Decide whether to file a claim<\/span><\/span><\/a><\/li>\n<\/ul>\n<div class=\"FTDQoV\">\n<p class=\"_2GMChG _3-to_p\"><span class=\"_2GMChG _3-to_p\">Accidents happen, even to careful drivers. The first thing to do after you\u2019ve been in one? Try to remain calm. The post-accident process is fairly straightforward, but it\u2019s not always easy. Keeping a cool head will help you document the wreck thoroughly and accurately.<\/span><\/p>\n<\/div>\n<div class=\"FTDQoV\">\n<p class=\"_2GMChG _3-to_p\"><span class=\"_2GMChG _3-to_p\">Follow these steps to ease the stress after a crash, and make the potential claims process more efficient.<\/span><\/p>\n<\/div>\n<div class=\"FTDQoV\">\n<div id=\"1.-check-for-injuries-and-move-to-a-safe-area\" class=\"OE0NEO fyWLSM\">\n<h2 class=\"_2HGwPY _7LUqYM _2GMChG _1VhA5C\" data-currency=\"Text\"><span class=\"_2HGwPY _7LUqYM _2GMChG _3-to_p\">1. Check for injuries and move to a safe area<\/span><\/h2>\n<\/div>\n<\/div>\n<div class=\"FTDQoV\">\n<p class=\"_2GMChG _3-to_p\"><span class=\"_2GMChG _3-to_p\">Immediately determine if anyone is injured. If so, call 911 to get an ambulance and police on the scene. Even if the incident was minor and the other driver is cooperative, calling the police is required in some states. Besides, that way you\u2019ll have an official report to give to your insurance company, which it\u2019ll likely ask for.<\/span><\/p>\n<\/div>\n<div class=\"FTDQoV\">\n<p class=\"_2GMChG _3-to_p\"><span class=\"_2GMChG _3-to_p\">If the vehicles involved are still operational, get them to the shoulder or off the main road and turn on the hazard lights. Make sure to pull completely off the road to avoid being hit by approaching vehicles. If you have flares or reflective emergency triangles, set them up to warn other drivers. If there appears to be a danger of explosion, get everyone away from the vehicle to a safe place off the road.<\/span><\/p>\n<\/div>\n<div class=\"FTDQoV\">\n<div id=\"2.-exchange-information\" class=\"OE0NEO fyWLSM\">\n<h2 class=\"_2HGwPY _7LUqYM _2GMChG _1VhA5C\" data-currency=\"Text\"><span class=\"_2HGwPY _7LUqYM _2GMChG _3-to_p\">2. Exchange information<\/span><\/h2>\n<\/div>\n<\/div>\n<div class=\"FTDQoV\">\n<p class=\"_2GMChG _3-to_p\"><span class=\"_2GMChG _3-to_p\">Generally, you need to provide only your name and your insurance information to any other drivers involved. While you might want to hash out the details of the crash with the other driver, it\u2019s best to limit your interaction so you don\u2019t admit guilt, blame the other person or let the other driver know what your insurance policy limits are.<\/span><\/p>\n<\/div>\n<div class=\"FTDQoV\">\n<p class=\"_2GMChG _3-to_p\"><span class=\"_2GMChG _3-to_p\">The information you should try to collect includes:<\/span><\/p>\n<\/div>\n<div class=\"FTDQoV\">\n<ul class=\"_33E9q6\" data-currency=\"List\">\n<li class=\"_2vhrLT vMzlLC _30uTzW\">\n<div class=\"OE0NEO fyWLSM\">\n<p class=\"_2GMChG _3-to_p\"><span class=\"_2GMChG _3-to_p\">Name and insurance information of the other driver, including the policy number and insurer\u2019s phone number.<\/span><\/p>\n<\/div>\n<\/li>\n<li class=\"_2vhrLT vMzlLC _30uTzW\">\n<div class=\"OE0NEO fyWLSM\">\n<p class=\"_2GMChG _3-to_p\"><span class=\"_2GMChG _3-to_p\">The other driver\u2019s telephone number, if they are willing to provide it.<\/span><\/p>\n<\/div>\n<\/li>\n<li class=\"_2vhrLT vMzlLC _30uTzW\">\n<div class=\"OE0NEO fyWLSM\">\n<p class=\"_2GMChG _3-to_p\"><span class=\"_2GMChG _3-to_p\">Witness contact information.<\/span><\/p>\n<\/div>\n<\/li>\n<li class=\"_2vhrLT vMzlLC _30uTzW\">\n<div class=\"OE0NEO fyWLSM\">\n<p class=\"_2GMChG _3-to_p\"><span class=\"_2GMChG _3-to_p\">Police report number and a copy of the police report if possible.<\/span><\/p>\n<\/div>\n<\/li>\n<li class=\"_2vhrLT vMzlLC _30uTzW\">\n<div class=\"OE0NEO fyWLSM\">\n<p class=\"_2GMChG _3-to_p\"><span class=\"_2GMChG _3-to_p\">Police officer\u2019s name and badge number.<\/span><\/p>\n<\/div>\n<\/li>\n<\/ul>\n<\/div>\n<div class=\"FTDQoV\">\n<div id=\"3.-document-the-crash\" class=\"OE0NEO fyWLSM\">\n<h2 class=\"_2HGwPY _7LUqYM _2GMChG _1VhA5C\" data-currency=\"Text\"><span class=\"_2HGwPY _7LUqYM _2GMChG _3-to_p\">3. Document the crash<\/span><\/h2>\n<\/div>\n<\/div>\n<div class=\"FTDQoV\">\n<p class=\"_2GMChG _3-to_p\"><span class=\"_2GMChG _3-to_p\">You\u2019ll want to diligently document the scene of the accident. Here\u2019s a list of everything you should capture:<\/span><\/p>\n<\/div>\n<div class=\"FTDQoV\">\n<ul class=\"_33E9q6\" data-currency=\"List\">\n<li class=\"_2vhrLT vMzlLC _30uTzW\">\n<div class=\"OE0NEO fyWLSM\">\n<p class=\"_2GMChG _3-to_p\"><span class=\"_2GMChG _3-to_p\">Photos of all damage, including any to the other driver\u2019s car.<\/span><\/p>\n<\/div>\n<\/li>\n<li class=\"_2vhrLT vMzlLC _30uTzW\">\n<div class=\"OE0NEO fyWLSM\">\n<p class=\"_2GMChG _3-to_p\"><span class=\"_2GMChG _3-to_p\">Photo of the other driver\u2019s license plate.<\/span><\/p>\n<\/div>\n<\/li>\n<li class=\"_2vhrLT vMzlLC _30uTzW\">\n<div class=\"OE0NEO fyWLSM\">\n<p class=\"_2GMChG _3-to_p\"><span class=\"_2GMChG _3-to_p\">Date and time of the accident.<\/span><\/p>\n<\/div>\n<\/li>\n<li class=\"_2vhrLT vMzlLC _30uTzW\">\n<div class=\"OE0NEO fyWLSM\">\n<p class=\"_2GMChG _3-to_p\"><span class=\"_2GMChG _3-to_p\">Personal notes on what happened, including the speed you were driving and road conditions. If you can, draw a diagram of the scene and how the accident occurred, including the direction each vehicle was traveling.<\/span><\/p>\n<\/div>\n<\/li>\n<\/ul>\n<\/div>\n<div class=\"FTDQoV\">\n<p class=\"_2GMChG _3-to_p\"><span class=\"_2GMChG _3-to_p\">Some insurance companies, including Geico and Allstate, offer free smartphone apps to help you document the details of a crash.<\/span><\/p>\n<\/div>\n<div class=\"FTDQoV\">\n<div id=\"4.-decide-whether-to-file-a-claim\" class=\"OE0NEO fyWLSM\">\n<h2 class=\"_2HGwPY _7LUqYM _2GMChG _1VhA5C\" data-currency=\"Text\"><span class=\"_2HGwPY _7LUqYM _2GMChG _3-to_p\">4. Decide whether to file a claim<\/span><\/h2>\n<\/div>\n<\/div>\n<div class=\"FTDQoV\">\n<p class=\"_2GMChG _3-to_p\"><span class=\"_2GMChG _3-to_p\">If the accident was your fault, you\u2019re not required to file a claim. But be aware that even an accident that seems minor could be costlier than you think.<\/span><\/p>\n<\/div>\n<div class=\"FTDQoV\">\n<p class=\"_2GMChG _3-to_p\"><span class=\"_2GMChG _3-to_p\">If the accident wasn\u2019t your fault, you\u2019re responsible for filing a claim with the at-fault driver\u2019s insurance company. Call your own insurer first \u2014 they may file the claim with the driver\u2019s insurer on your behalf.<\/span><\/p>\n<\/div>\n<div class=\"FTDQoV\">\n<p class=\"_2GMChG _3-to_p\"><span class=\"_2GMChG _3-to_p\">You might still have to use your own insurance, even if a crash was another driver\u2019s fault. If that\u2019s the case, file a claim with your insurance company and be prepared to pay a deductible. Your insurer will communicate with the other driver\u2019s insurance company and refund your deductible if needed.<\/span><\/p>\n<\/div>\n<\/div>\n<p>https:\/\/www.nerdwallet.com\/article\/insurance\/what-to-do-after-a-car-accident<\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Check for injuries and get somewhere safe before you start collecting information for your insurer. STEPS 1. Check for injuries [&hellip;]<\/p>\n","protected":false},"author":116,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_seopress_robots_primary_cat":null,"_seopress_titles_title":"","_seopress_titles_desc":"","_seopress_robots_index":"","_analytify_skip_tracking":false,"footnotes":""},"categories":[1],"tags":[],"class_list":["post-7101","post","type-post","status-publish","format-standard","hentry","category-blog"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.aipflorida.com\/es\/wp-json\/wp\/v2\/posts\/7101","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.aipflorida.com\/es\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.aipflorida.com\/es\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.aipflorida.com\/es\/wp-json\/wp\/v2\/users\/116"}],"replies":[{"embeddable":true,"href":"https:\/\/www.aipflorida.com\/es\/wp-json\/wp\/v2\/comments?post=7101"}],"version-history":[{"count":0,"href":"https:\/\/www.aipflorida.com\/es\/wp-json\/wp\/v2\/posts\/7101\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.aipflorida.com\/es\/wp-json\/wp\/v2\/media?parent=7101"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.aipflorida.com\/es\/wp-json\/wp\/v2\/categories?post=7101"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.aipflorida.com\/es\/wp-json\/wp\/v2\/tags?post=7101"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}